GA-RETV · MARKETWATCH

Georgia housing & mortgage watch

National rates. Georgia trends. County-by-county context.

Market overview County data Daily news

TODAY’S NATIONAL RATE DESK · OCTOBER 22, 2026

Mortgage rates across the nation

7.37%30-year fixed · 7.44% APR

6.73%15-year fixed · 6.86% APR

7.22%30-year FHA · 7.27% APR

7.15%30-year VA · 7.21% APR

7.45%30-year jumbo · 7.49% APR

Bankrate national purchase averages as of 6:30 AM, October 22. Survey benchmarks, not personal quotes. National rate table

Latest verified national weekly averages · October 15, 2026

Freddie Mac PMMS: 30-year fixed 7.40%; 15-year fixed 6.71%. These are weekly national interest-rate benchmarks, not APRs or personal quotes. The October 22 release was not yet verified in the retrieved primary source.

Latest Freddie Mac release

National mortgage types

Bankrate national purchase-rate survey · October 22, 2026, 6:30 AM. Different survey and date from Freddie Mac PMMS. Source & methodology

Product	National benchmark	Georgia comparison
30-year conventional	7.37% interest · 7.44% APR · Oct 22 daily	Compare published lenders
15-year conventional	6.73% interest · 6.86% APR · Oct 22 daily	Compare published lenders
FHA	7.22% interest · 7.27% APR · Oct 22 daily	Compare published lenders
VA	7.15% interest · 7.21% APR · Oct 22 daily	Compare published lenders
USDA	No verified national average; lender pricing and program eligibility vary	Compare published lenders
Jumbo	7.45% interest · 7.49% APR · Oct 22 daily	Compare published lenders
5/6 ARM	Introductory rate; payment can adjust after year 5	Compare published lenders
7/6 ARM	Introductory rate; payment can adjust after year 7	Compare published lenders

Georgia statewide · September 2026

$355,000Median sale price · +1% year over year

9,786Closed sales · −10% year over year

55,422Inventory · +4% year over year

5.2 monthsSupply

62 daysDays on market · +9%

18,041New listings · −4%

Georgia REALTORS® statewide series. Report & methodology

Atlanta 29-county MSA · September 2026

$387,250Median sale price

5,104Residential units sold

26,988Active residential listings

4.72 monthsResidential inventory

Georgia MLS published MSA recap. Membership coverage and definitions differ from statewide Georgia REALTORS®; do not combine the two series. Metro report

Explore 29 counties

Mortgage & housing news desk

Editorial snapshot checked October 22, 2026. Open each publisher for the latest release.

MORTGAGE RATES · OCT 15

National fixed rates remain elevated

Freddie Mac’s 30-year benchmark held at 7.40%, while its 15-year benchmark was 6.71%. Buyers should compare APR, points and cash to close using the same loan scenario.

Freddie Mac mortgage survey

GEORGIA · SEPTEMBER REPORT

More inventory, slower sales

Georgia REALTORS® reports rising inventory and fewer closings. The statewide median price rose slightly. Listing age and competing inventory can help frame negotiations; concessions depend on the specific property.

Georgia REALTORS® update

NATIONAL · SEPTEMBER 2026

Existing-home supply at 4.8 months

NAR reports a 3.99 million annualized sales pace, 1.60 million homes for sale and a $417,500 median existing-home price. National numbers provide context for local comparisons.

NAR housing snapshot

BUYER FINANCING

Assistance and builder incentives

Compare Georgia Dream programs with builder credits and rate buydowns. Review eligibility, repayment terms and whether incentives can be combined before counting them toward cash to close.

Georgia program rates · Builder incentives